It is one of the most common types of  small businesses insurance. Best Connection offers general liability insurance, also called commercial general liability insurance, which protects your business in a number of ways.  For example, let’s say you are visiting a client’s office. And while you're there, your client trips over your briefcase and gets injured – your business may be liable.

This is how our small business general liability insurance coverage will protect you. Your fault or not, we’ll cover your defense costs, which can be damaging to the finances of your small business if you don't have insurance. And if you are found liable, we’ll pay the damage and related medical expenses, up to your policy limit. In today’s environment, every business should consider general liability insurance.

Who needs general liability insurance?

You may be wondering if your business, since it’s small, really needs this coverage. You should consider a small business general liability insurance policy if you or your employees:

• Visit a client’s place of work, or the client visits yours. Any accident resulting in bodily injury could lead to a claim against you.
• Have access to a client’s equipment. For example, let’s say you’re an IT/technology consultant, and you accidentally damage a client’s server – you could be liable.
• Write or speak about a client’s business. A simple mistake could leave you open to a libel or slander claim.
• Use and run the risk of damaging third-party locations for any business related to business activities e.g., rented offices, training space, conference/event locations, etc.
• Are required to have general liability insurance before entering into a contract. Many clients will demand to see proof that you have at least $1 million in coverage.